What we value

Insurance Appraisal Services Across Rhode Island

From a single estimate review to full panel representation and neutral umpire work, every Rhode Island Insurance Appraiser service is built around an accurate, defensible valuation of the loss.

Call (844) 537-1427 Free claim review

Appraisal Clause Representation

We serve as your named appraiser once the appraisal provision is invoked, from the written demand to the signed award.

Homeowner Claim Valuation

Independent line-item valuations for houses, condos and multi-family homes when the carrier’s estimate falls short.

Commercial, Condo & HOA Claims

Appraisal and valuation for mixed-use buildings, mills, retail, offices and condominium associations.

Roof & Hail Damage

Measured roof scopes for hail, wind and ice damage, including slate, cedar and low-slope roofs.

Wind, Microburst & Tornado Damage

Valuations for nor’easter wind, downbursts and rare tornado damage to roofs, siding, windows and trees on structures.

Hurricane & Tropical Storm Claims

Appraisal for hurricane and tropical storm damage, including hurricane-deductible math and wind versus flood questions.

Water Damage & Leak Claims

Scopes for burst pipes, appliance leaks, wind-driven rain and covered backups, including drying and hidden damage.

Ice Dam, Snow Load & Frozen Pipe Claims

Rhode Island’s winter peril: ice dams, roof snow load and burst pipes after nor’easters and deep cold snaps.

Fire & Smoke Damage

Fire, smoke and soot valuations, from kitchen fires to total losses, including cleaning versus replacement disputes.

Insurance Estimate Review

A line-by-line review of the carrier’s estimate, with a written summary of what’s missing, mispriced or mis-measured.

Umpire Services

Neutral umpire services for appraisal panels, with clear process, disclosure and written decisions.

Not sure where to start?

Most files begin with an estimate review

Before anyone invokes appraisal, it helps to know exactly where the carrier’s estimate falls short and what that gap is worth. A review gives you the answer in days, and many disputes close at that stage.

About estimate reviews

Can I hire you for just one part of the process?

Yes. Many clients start with an estimate review and decide later whether to invoke appraisal.

Do you handle commercial and association claims?

Yes: mixed-use buildings, mills, retail, offices and condominium associations.

Do you handle flood claims?

Our appraisal work is under property policies that cover the loss. Flood policies have their own procedures; we can help organize a mixed wind and flood loss.

Carrier’s number doesn’t cover the repair?

Send us the estimate and your photos. We’ll review them and tell you what we see.

(844) 537-1427 Email the estimate