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Terms of Use

The terms that apply when you use this website and its tools.

Last updated: November 13, 2026

Using this site

By using this website you agree to these terms. Its content is general information about insurance appraisal and property claims in Rhode Island.

No professional relationship

Reading the site, using its tools or submitting a form doesn’t create an appraiser–client relationship. That begins only when we both sign a written engagement agreement.

No legal advice

Rhode Island Insurance Appraiser isn’t a law firm. Nothing here is legal advice. Policies differ, and laws and court decisions change. Consult a Rhode Island attorney for legal questions.

Tools and estimates

Calculators give planning estimates from the figures you enter. They aren’t appraisals, quotes or predictions of any outcome.

Intellectual property

Site content, design and tools belong to Rhode Island Insurance Appraiser. You may share links and print pages for personal use. Photographs are used under the licenses listed on our photo credits page.

Limitation of liability

The site is provided “as is.” To the extent the law allows, we aren’t liable for decisions made from its content or tools.

Governing law

These terms are governed by the laws of the State of Rhode Island.

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