The Rhode Island Appraisal Provision, Explained
What the appraisal paragraph in a Rhode Island property policy says, what it can decide and the steps that matter most.
Guides
The Claim Notebook: Guides for Rhode Island Owners
Practical guides on policy wording, hurricane deductibles, winter damage and documentation, written from appraisal work.
Hurricane Deductibles in Rhode Island: How the Math Works
Why a 2% deductible can mean $10,000 or more, what usually triggers it and why the full wind scope matters even more.
Documenting Ice Dam and Nor’easter Damage for a Claim
A winter checklist for photos, receipts and notes that make an ice-dam or nor’easter claim easier to value.
Wind Versus Flood After a Coastal Storm
How homeowner and flood policies divide a coastal loss, what each covers and how to organize a mixed claim.
Matching Materials on Older Rhode Island Homes
Slate, cedar, clapboard and plaster: why matching is a frequent dispute on Rhode Island’s older houses, and how it’s documented.
Appraiser, Public Adjuster or Attorney: Choosing Claim Help
Three kinds of help for a property claim, what each one does and how to tell which you need first.
Carrier’s number doesn’t cover the repair?
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