Local claim risks
- River flooding history
- Tree fall
- Nor’easter wind
- Ice dams
- Fire
Insurance appraisal in Cranston reflects a city with two personalities. Near Providence, closely spaced houses mean wind, fire and water damage can affect more than one building. In western Cranston, mature trees and long driveways make storm cleanup and access part of the loss.
Claims we see in Cranston
- Tree impacts on roofs and porches after nor’easters and tropical storms
- Wind damage to roofs and vinyl siding, with matching questions on the undamaged sides
- Interior water losses from burst pipes and ice dams
- Fire and smoke damage in multi-family homes
Edgewood and Pawtuxet homes
Many Edgewood houses have original details, from leaded windows to hardwood floors laid in patterns. Replacing those properly costs more than a generic line item, and we price them accordingly.
Neighborhoods and villages we cover in Cranston
- Edgewood
- Pawtuxet
- Garden City
- Knightsville
- Eden Park
- Auburn
- Western Cranston
Housing in Cranston
Eastern Cranston has early twentieth-century homes and multi-family houses in Edgewood and near Pawtuxet Village. Garden City and Knightsville have postwar neighborhoods. Western Cranston is more rural, with larger lots, newer colonials and older farmhouses.
Cranston storm history
- 2010The Pawtuxet River crested at a record level at the Cranston gauge during the March floods.
- 2011Tropical Storm Irene brought down trees across the city.
- 2015The January blizzard dropped heavy snow on roofs.
- 2017An October nor’easter caused widespread tree and power-line damage.
Services available in Cranston
Every Rhode Island Insurance Appraiser service is available to owners in Cranston and nearby towns, including:
- Appraisal Clause Representation
- Homeowner Claim Valuation
- Commercial, Condo & HOA Claims
- Roof & Hail Damage
- Wind, Microburst & Tornado Damage
- Hurricane & Tropical Storm Claims
- Water Damage & Leak Claims
Questions from Cranston owners
Do you inspect in western Cranston?
Yes, including rural properties with outbuildings, which may fall under other structures coverage.
A neighbor’s tree hit my house. Whose policy pays?
Usually your own policy covers damage to your house, whoever owned the tree. Your insurer may pursue the neighbor if negligence is involved.
Can you match old hardwood flooring?
We price the work needed to achieve a reasonable match, which can include more area than the damaged boards alone.