Statewide coverage
Insurance Appraisal in Every Rhode Island Community
Rhode Island has 39 cities and towns in five counties, with no county government, so every claim is local. Rhode Island Insurance Appraiser inspects statewide; these pages cover the communities we visit most.
ProvidenceProvidence County
WarwickKent County
CranstonProvidence County
PawtucketProvidence County
East ProvidenceProvidence County
WoonsocketProvidence County
NewportNewport County
WesterlyWashington County
NarragansettWashington County
BristolBristol County
North KingstownWashington County
CoventryKent CountyRegions
How claims differ across Rhode Island
The same policy language plays out very differently on a barrier beach, in a mill city and in the northwest hills.
Providence · Pawtucket · WoonsocketProvidence & Blackstone Valley
The state’s densest housing: three-deckers, Victorian homes and converted mills. Winter water losses and fires that spread between buildings are common, and older materials push repair costs up.
Providence, Pawtucket, Central Falls, Woonsocket, Cumberland, Lincoln, North Providence
Warwick · Cranston · CoventryKent County & West Bay
Postwar neighborhoods, bay shoreline and the Pawtuxet River. The March 2010 floods still shape how owners here think about water, and wooded streets mean trees on houses after big storms.
Warwick, Cranston, West Warwick, Coventry, East Greenwich, West Greenwich
East Providence · Barrington · BristolEast Bay
Low-lying peninsulas and long bay frontage. Hurricanes in 1938 and 1954 flooded these towns, and historic downtowns in Bristol and Warren add material-matching questions.
East Providence, Barrington, Warren, Bristol
Newport · Middletown · PortsmouthNewport County
Aquidneck Island and the eastern shore face the Atlantic. Colonial and Gilded Age buildings, estate homes and shoreline exposure make claims here detailed and expensive.
Newport, Middletown, Portsmouth, Jamestown, Tiverton, Little Compton
Westerly · Narragansett · North KingstownSouth County & Block Island
Barrier beaches, salt ponds and summer communities. The 1938 hurricane, Sandy in 2012 and Henri in 2021 all struck this coast. Hurricane deductibles and wind-versus-flood questions come up on almost every claim.
Westerly, Charlestown, South Kingstown, Narragansett, North Kingstown, New Shoreham (Block Island)
Glocester · Scituate · BurrillvilleNorthwest Hills
Higher ground, deep woods and the Scituate Reservoir. More snow than the coast, long outages after storms, and rural properties with barns, wells and long driveways.
Burrillville, Glocester, Foster, Scituate, Smithfield, North Smithfield
Don’t see your town?
We work in all 39 cities and towns. Call and tell us where the property is.