Why we focus on appraisal
Most claim professionals do a little of everything. We chose to specialize. Rhode Island Insurance Appraiser works on one question, the amount of loss, and our process, tools and documentation standards are built around answering it well. That focus lets us serve as your appointed appraiser, review estimates before a dispute escalates, or sit as a neutral umpire on panels where we represent neither side.
How we work
- Independent scope first. We inspect and measure before we look at anyone else’s numbers.
- Defensible over impressive. An inflated estimate loses credibility with an umpire. We price what we can support.
- Older buildings, priced honestly. Plaster, slate, cedar and period trim cost what they cost.
- Plain-English reporting. You’ll understand every difference between our valuation and the carrier’s.
- Honest triage. If your claim needs an attorney or a public adjuster instead, we’ll say so.
- Fees in writing. Before any work starts, you know what it costs.
Who we work with
Homeowners, condo owners, landlords, condominium associations, property managers, churches, business owners, contractors, public adjusters and attorneys across Rhode Island. On any claim we serve in one role only, and we disclose any prior relationship with the other appraiser or the umpire.
What we are not
We aren’t a law firm and don’t give legal advice. We don’t act as public adjusters or negotiate claims outside the appraisal process. We don’t guarantee outcomes; no honest appraiser can.
Small state, wide range of claims
Rhode Island fits a remarkable range of claims into a small area: hurricane and nor’easter damage on the coast, ice dams and snow loads inland, river flooding in the valleys and some of the oldest housing stock in the country. Working statewide means we see every kind of loss the state produces.