Why readiness matters
An appraisal award is binding on the amount of loss once two members of the panel sign. If your documentation is thin when appraisal starts, the result can be lower than it should be, and it’s hard to undo. The checkup weights the items that matter most: accepted coverage, both itemized estimates and photos.
How the score works
Each question has a weight from one to three. Your score is the share of weighted points answered “yes.” A “no” adds an item to your to-do list.
Questions about this tool
What score should I aim for?
Above about 75 means the essentials are in place. Below that, work through the to-do list first.
Can I invoke appraisal with a low score?
You can, but it’s risky. Gaps in documentation tend to work against the party with the burden of showing the damage.
Is my information stored?
No. Answers stay in your browser.